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	<title>5 Tracks of Wealth &#187; money</title>
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	<itunes:summary>Starting Your Day Productive</itunes:summary>
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	<itunes:author>5 Tracks of Wealth</itunes:author>
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		<itunes:name>5 Tracks of Wealth</itunes:name>
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		<title>5 Tracks Radio Show with Jim Cathcart</title>
		<link>http://www.5tracksofwealth.com/financial-track/5-tracks-radio-show-with-jim-cathcart</link>
		<comments>http://www.5tracksofwealth.com/financial-track/5-tracks-radio-show-with-jim-cathcart#comments</comments>
		<pubDate>Wed, 10 Jun 2009 20:21:44 +0000</pubDate>
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				<category><![CDATA[Financial Track]]></category>
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		<category><![CDATA[wealth]]></category>

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		<description><![CDATA[Listen in to a fascinating interview with Jim Cathcart. Jim is an expert in the field of human development, author of 15 books and has been a professional speaker for over 31 years, speaking at more than 2,700 presentations around the world! Today Jim and Garrett discuss ways to be more productive in [...] © [...]]]></description>
			<content:encoded><![CDATA[ Listen in to a fascinating interview with Jim Cathcart.  Jim is an expert in the field of human development, author of 15 books and has been a professional speaker for over 31 years, speaking at more than 2,700 presentations around the world! Today Jim and Garrett discuss ways to be more productive in [...]<img src="http://www.5tracksofwealth.com/?ak_action=api_record_view&id=265&type=feed" alt="" /><hr />
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		<itunes:duration>0:55:21</itunes:duration>
		<itunes:subtitle>Listen in to a fascinating interview with Jim Cathcart.  Jim is an expert in the field of human development, author of 15 books and has been a professional speaker for over 31 years, speaking at more than 2,700 presentations around the world! Today [...]</itunes:subtitle>
		<itunes:summary>Listen in to a fascinating interview with Jim Cathcart.  Jim is an expert in the field of human development, author of 15 books and has been a professional speaker for over 31 years, speaking at more than 2,700 presentations around the world! Today Jim and Garrett discuss ways to be more productive in [...]
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		<title>5 Tracks of Wealth Radio &#8211; Special Guest Mike Michalowicz</title>
		<link>http://www.5tracksofwealth.com/mental-track/5-tracks-of-wealth-radio-special-guest-mike-michalowicz</link>
		<comments>http://www.5tracksofwealth.com/mental-track/5-tracks-of-wealth-radio-special-guest-mike-michalowicz#comments</comments>
		<pubDate>Tue, 02 Jun 2009 20:48:26 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Mental Track]]></category>
		<category><![CDATA[business success]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[mike michalowicz]]></category>
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		<category><![CDATA[toilet paper entrepreneur]]></category>

		<guid isPermaLink="false">http://www.5tracksofwealthradio.com/?p=249</guid>
		<description><![CDATA[Radio show with Mike Michalowicz from May 20th Mike started his first business at the ripe old age of 24 and has since built and sold multiple businesses for millions of dollars. He is the author of the highly acclaimed book called &#8220;The Toilet Paper Entrepreneur&#8221; Garrett talks with Mike about what it took to [...]]]></description>
			<content:encoded><![CDATA[<p><img class="size-full wp-image-251 alignleft" src="http://www.5tracksofwealthradio.com/wp-content/uploads/2009/06/tpe.jpg" alt="tpe" width="168" height="168" /></p>
<p>Radio show with Mike Michalowicz from May 20th</p>
<p>Mike started his first business at the ripe old age of 24 and has since built and sold multiple businesses for millions of dollars.  He is the author of the highly acclaimed book called &#8220;The Toilet Paper Entrepreneur&#8221;  </p>
<p>Garrett talks with Mike about what it took to build his businesses, his secrets to successfully dominating the entrepreneurial world and having a good time while doing it!  This is a great show and &#8220;The Toilet Paper Entrepreneur&#8221; is a great read for anyone looking for some real world advice about building a successful business.  </p>
<p>Learn more about Mike by <a href="http://www.toiletpaperentrepreneur.com/home/index.php" target="_blank">clicking here.</a> </p>
<p><a name="intro"></p>
<h2></h2>
<p></a><a name="actions"></p>
<h2></h2>
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<h2></h2>
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		<itunes:duration>0:54:20</itunes:duration>
		<itunes:subtitle>
Radio show with Mike Michalowicz from May 20th
Mike started his first business at the ripe old age of 24 and has since built and sold multiple businesses for millions of dollars.  He is the author of the highly acclaimed book called &#8220;The Toil[...]</itunes:subtitle>
		<itunes:summary>
Radio show with Mike Michalowicz from May 20th
Mike started his first business at the ripe old age of 24 and has since built and sold multiple businesses for millions of dollars.  He is the author of the highly acclaimed book called &#8220;The Toilet Paper Entrepreneur&#8221;  
Garrett talks with Mike about what it took to build his businesses, his secrets to successfully dominating the entrepreneurial world and having a good time while doing it!  This is a great show and &#8220;The Toilet Paper Entrepreneur&#8221; is a great read for anyone looking for some real world advice about building a successful business.  
Learn more about Mike by clicking here. 








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		<title>What’s The Most Productive Way to Pay Off A Mortgage?</title>
		<link>http://www.5tracksofwealth.com/financial-track/what%e2%80%99s-the-most-productive-way-to-pay-off-a-mortgage</link>
		<comments>http://www.5tracksofwealth.com/financial-track/what%e2%80%99s-the-most-productive-way-to-pay-off-a-mortgage#comments</comments>
		<pubDate>Wed, 18 Feb 2009 23:29:27 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Financial Track]]></category>
		<category><![CDATA[bailouts]]></category>
		<category><![CDATA[housing]]></category>
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		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.5tracksofwealthradio.com/?p=118</guid>
		<description><![CDATA[During challenging economic times, many want control of their finances by paying off liabilities, such as a mortgage. Although there could be instances where it would be productive to pay it off, I often disagree regarding the method. In most cases, I would delay paying off a mortgage if the money is productive elsewhere. WHY? [...]]]></description>
			<content:encoded><![CDATA[<p><!--[if gte mso 9]&gt;  Normal 0     false false false  EN-US X-NONE X-NONE              MicrosoftInternetExplorer4              &lt;![endif]--><!--[if gte mso 9]&gt;                                                                                                                                            &lt;![endif]--><!--[if !mso]&gt;--><span class="mceItemObject"></span></p>
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<p class="MsoNormal"><img class="alignnone size-full wp-image-121" src="http://www.5tracksofwealthradio.com/wp-content/uploads/2009/02/house-small.jpg" alt="house-small" />During challenging economic times, many want control of their finances by paying off liabilities, such as a mortgage.<span> </span>Although there could be instances where it would be productive to pay it off, I often disagree regarding the <em>method</em>.<span> </span>In most cases, I would delay paying off a mortgage <strong><em>if</em></strong> the money is productive elsewhere. <span> </span></p>
<p class="MsoNormal">
<p class="MsoNormal"><strong><span style="text-decoration: underline">WHY?</span> &#8211; </strong>Although many say “cash is king” (which is true in the short term), <strong>CASH IS RAPIDLY BECOMING TRASH! </strong><span> </span></p>
<p class="MsoNormal">
<p class="MsoNormal"><strong><span style="text-decoration: underline">THE CAUSE</span> &#8211; </strong>With our government creating bailout packages left and right, we are quickly losing control of the value of our dollars because they are constantly printing more dollars.<span> </span>Since the dollar is not backed by gold anymore, fiat (paper) dollars lose value more quickly.<span> </span>It’s like adding water to your milk – although you have milk to drink, it doesn’t have quite the quality it had previously.<span> </span>As more dollars are printed, inflation results.<span> </span>As prices increase, we demand our wages to increase. <span> </span>As this inevitable cycle continues, cash becomes trash like it did in Germany and Brazil.<span> </span>Their money became virtually worthless over time!</p>
<p class="MsoNormal">
<p class="MsoNormal"><strong><span style="text-decoration: underline">THE SOLUTION</span> – </strong>Why not keep your money secure by productively investing it <strong><em>outside</em></strong> of the home? (Warning – I am not recommending you never pay off your home and/or invest unwisely when it would have been more productively put in the home. However, I am opening your mind to possibilities.)<span> </span>Why not fill the bank’s glass full of watered-down milk rather than your hard-earned, whole milk. Your mortgage balance <strong><span style="text-decoration: underline">will not</span></strong> inflate over time, and therefore, become <strong><em>EASIER</em></strong> to pay off as dollars devalue. Put dollars into your home when dollars are worthless and take advantage of superior opportunities NOW!</p>
<p class="MsoNormal">
<p class="MsoNormal">What do <strong>YOU</strong> think?</p>
<p class="MsoNormal">
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		<title>Stop Projecting Crap! 2nd Hour: Chris Wise &#8211; Credit Line Millionaire</title>
		<link>http://www.5tracksofwealth.com/financial-track/stop-projecting-crap-2nd-hour-chris-wise-credit-line-millionaire</link>
		<comments>http://www.5tracksofwealth.com/financial-track/stop-projecting-crap-2nd-hour-chris-wise-credit-line-millionaire#comments</comments>
		<pubDate>Mon, 20 Oct 2008 20:37:15 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Financial Track]]></category>
		<category><![CDATA[52-day blitz]]></category>
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		<description><![CDATA[[podcast]http://www.5tracksofwealthradio.com/shows/PPHR-KTALK-10-15-2008.mp3[/podcast] How to stop projecting crap! If you project crap you get crap! If you project light you will receive light! The way we see the world is in direct correlation of who we are inside! Money magnifies who we are. Gunderson&#8217;s 52 day blitz! 2nd Hour: Chris Wise &#8211; Credit Line Millionaire. For more [...]]]></description>
			<content:encoded><![CDATA[<p>[podcast]http://www.5tracksofwealthradio.com/shows/PPHR-KTALK-10-15-2008.mp3[/podcast]</p>
<p>How to stop projecting crap! If you project crap you get crap! If you project light you will receive light! The way we see the world is in direct correlation of who we are inside! Money magnifies who we are.  Gunderson&#8217;s 52 day blitz! 2nd Hour: Chris Wise &#8211; Credit Line Millionaire. For more information about Chris Wise and his company visit <a href="http://www.creditlinemillionaire.com" target="_blank">creditlinemillionaire.com</a> .</p>
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		<title>S&amp;P 500 Historical</title>
		<link>http://www.5tracksofwealth.com/financial-track/sp-500-historical</link>
		<comments>http://www.5tracksofwealth.com/financial-track/sp-500-historical#comments</comments>
		<pubDate>Tue, 26 Aug 2008 16:06:03 +0000</pubDate>
		<dc:creator>Brandon Allen</dc:creator>
				<category><![CDATA[Financial Track]]></category>
		<category><![CDATA[Historical]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[rate of return]]></category>
		<category><![CDATA[S&P 500]]></category>

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		<description><![CDATA[Now, We just gave you a small illustration in the last post on average vs. actual rate of return. This is a 40 year history of S&#38;P 500. As you can see the average rate of return is over 1% higher than the actual rate of return. It&#8217;s only 1% so what&#8217;s the big deal [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.5tracksofwealthradio.com/wp-content/uploads/2008/08/sp5002.jpg"><img class="alignleft size-medium wp-image-36" src="http://www.5tracksofwealthradio.com/wp-content/uploads/2008/08/sp5002-300x225.jpg" alt="" width="300" height="225" /></a> Now, We just gave you a small illustration in the last post on average vs. actual rate of return.  This is a 40 year history of S&amp;P 500.  As you can see the average rate of return is over 1% higher than the actual rate of return.  It&#8217;s only 1% so what&#8217;s the big deal right?  When you compound that extra interest over 40 years it would show over $300k more as the account value and this does not include fees.  This is the figure that you would be most likely be presented with which is a big difference in money!</p>
<p>Listen to the &#8220;Half Hour of Power&#8221; tomorrow morning for more details.</p>
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<p><small>© b160allen for <a href="http://www.5tracksofwealth.com">5 Tracks of Wealth</a>, 2008. |
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		<title>Journalize Your Life! / Where Your Focus Goes, Energy Flows!</title>
		<link>http://www.5tracksofwealth.com/mental-track/journalize-your-life-where-your-focus-goes-energy-flows</link>
		<comments>http://www.5tracksofwealth.com/mental-track/journalize-your-life-where-your-focus-goes-energy-flows#comments</comments>
		<pubDate>Fri, 15 Aug 2008 22:23:47 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Mental Track]]></category>
		<category><![CDATA[accumulation]]></category>
		<category><![CDATA[energy]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[journal]]></category>
		<category><![CDATA[journalizing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[napkin journal]]></category>
		<category><![CDATA[records]]></category>
		<category><![CDATA[velocity]]></category>
		<category><![CDATA[wealth]]></category>

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		<description><![CDATA[[podcast]http://www.5tracksofwealthradio.com/shows/PPHR-KTALK-8-14-2008.mp3[/podcast] Where your focus goes the energy flows! Garrett White gives an example of this with the triathlon he just did. The importance of journalizing your life experiences for the benefit of yourself and to create a legacy to follow for others! In the last segment Garrett talks about accumulation vs. velocity! For more information [...]]]></description>
			<content:encoded><![CDATA[<p>[podcast]http://www.5tracksofwealthradio.com/shows/PPHR-KTALK-8-14-2008.mp3[/podcast]</p>
<p>Where your focus goes the energy flows! Garrett White gives an example of this with the triathlon he just did. The importance of journalizing your life experiences for the benefit of yourself and to create a legacy to follow for others! In the last segment Garrett talks about accumulation vs. velocity! For more information log on to <a href="http://www.producerpowerhour.com" target="_blank">producerpowerhour.com</a> . [LISTEN LIVE TO PRODUCER POWER HOUR RADIO WTH HOSTS GARRETT GUNDERSON (AUTHOR OF KILLING SACRED COWS) AND GARRETT WHITE ON K-TALK AM 630 WED &amp; THUR 12-2 MST.]</p>
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		<title>Stop Sitting On Your Assets!</title>
		<link>http://www.5tracksofwealth.com/financial-track/stop-sitting-on-your-assets</link>
		<comments>http://www.5tracksofwealth.com/financial-track/stop-sitting-on-your-assets#comments</comments>
		<pubDate>Wed, 13 Aug 2008 22:29:32 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Financial Track]]></category>
		<category><![CDATA[accumulation]]></category>
		<category><![CDATA[brandon allen]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[garrett gunderson]]></category>
		<category><![CDATA[garrett white]]></category>
		<category><![CDATA[hour of power]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[killing sacred cows]]></category>
		<category><![CDATA[life coach]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[myth]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[producer power hour]]></category>

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		<description><![CDATA[[podcast]http://www.5tracksofwealthradio.com/shows/PPHR26-8-12-2008.mp3[/podcast] Brandon Allen and Chris Miles continue their discussion on myths surrounding finances. Discussion is based on the book, &#8216;Killing Sacred Cows&#8217;, by author Garrett B. Gunderson. This show focuses on Velocity of Money Vs. Accumulation of money. For more myth busting information log on to killingsacredcows.com . To become a member of The Producer [...]]]></description>
			<content:encoded><![CDATA[<p>[podcast]http://www.5tracksofwealthradio.com/shows/PPHR26-8-12-2008.mp3[/podcast]</p>
<p>Brandon Allen and Chris Miles continue their discussion on myths surrounding finances. Discussion is based on the book, &#8216;Killing Sacred Cows&#8217;, by author Garrett B. Gunderson. This show focuses on Velocity of Money Vs. Accumulation of money. For more myth busting information log on to <a href="http://www.killingsacredcows.com" target="_blank">killingsacredcows.com</a> . To become a member of The Producer Power Hour, go to <a href="http://www.producerpowerhour.com/trial" target="_blank">producerpowerhour.com/trial</a> . Sign up now!</p>
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